WHY WORKING WITH A MORTGAGE BROKER IS BETTER FOR YOU
Deciding how to manage your mortgage can be difficult! Smart people always choose a mortgage broker for four main reasons:
Brokers work for you, so they shop around among dozens of wholesale banks to find the best rate for you.
No Lender Fees
In most cases you won't pay any lender fees at all, saving you thousands of dollars.
Our on-line application and underwriting process takes about 15-20 days from start to finish to close your loan.
Loan Program Flexibility
As a broker, we have access to loan programs not found at banks, so we can get you into your own home by offering financing options few know about, including self-employed options and zero-down programs with no income caps.
LOW RATES. ZERO HASSELS.
THE HOME LOAN CLOSER
At Merit Lending we have a strong and genuine belief in the “customer for life” principle of doing business: it is what fuels our company. Referrals from previous customers and local real estate professionals have always delivered the majority of our production.
Our Team at Merit Lending takes pride in being one of the mortgage leaders in the markets we serve. Through our ethics, policies, practices, technology and support, the home buying experience will be quick and easy. The Merit Lending culture is one where the customer comes first. It is our goal to build customers for life by helping homebuyers achieve their dreams. Our customers will always be treated fairly and honestly.
Proactive communication is central to working with our clients and partners. Everyone at Merit Lending takes pride in communicating with our customers throughout the entire home buying process, educating and informing them throughout the entirety of their loan. We are also proud of the level of accessibility our team provides. Our loan officers are available when our clients need us, including evenings and weekends.
ABOUT OUR BRANCH
Start your home loan process here!
From our office in Las Vegas, we serve customers throughout the area, including Henderson, Boulder City, Paradise, and North Las Vegas. We offer a wide range of mortgage programs, including conventional loans, FHA and VA loans, jumbo loans, construction loans, and more. We can also assist you with refinances and reverse mortgages.
We take the time to get to know you and understand your goals. Armed with that knowledge, we shop around to find the best mortgage programs for you. Whether you are a first-time buyer or a seasoned property owner, you will appreciate how hard we work to get the job done for you. We can help you even if you have credit challenges or need down payment assistance.
Contact us now to speak directly with one of our mortgage lenders in Las Vegas.
We Offer Many Different Loan Programs To Meet Your Needs.
PRE-APPROVED vs. PRE-QUALIFY
The accurate and confident way to get approved for a home loan is to select the “Apply” button. With this option we’ll check your credit, too, and you’ll be invited to complete a full application and securely upload to us all the documentation we’ll need to issue an actual loan approval.
If you only want to get a “rough idea” if you may qualify for a home loan, then select the “Pre-Qualify” button. With this option you simply answer some basic questions, only a soft-pull credit report is done under Experian, and no documentation is required.
- Ready For Purchase
- Documents Ready
- Done Your Research
- Short On Time
- Looking For Recommendations
- Soft Credit Pull